My wife recently lost her wallet, but knew where she misplaced it. 30 minutes later it was gone. She had her License, Debit Card, and Social Security Card in it. I'm assuming the type of person to not turn in a lost wallet is also the type to steal an identity . . .
Not sure what to do. We alerted our bank, froze our debit card and put fraud alert on our credit (lasts for 90 days).
How worried should we be of identity theft? Is Fraud alert sufficient? Will we have to consistently check our credit for the rest of our lives? Would something like signing up for a service at freecreditreport.com be beneficial?
Any help would be great. Thanks.