The 82% HR for Omaha's marathon sounds logical to me... When I was a young lad, in school my Max HR was 200. MP HR was about 160 = 80%... Running 5 mile CC races and Steeple, 10K & 5K in track builds up the Fast Twitch Muscles... I guess...
25 years later, with numerous 6 and 12 month layoffs, has resulted in my "speed" totally deserting me... The HR Monitor is perfect for me now... I have to force myself to run slow enough to build my Aerobic System to the point that I can then worry about my Anaerobic System... The way that I figured this out was that every hill I ran up "maxed" me out... heavy breathing, pounding heart... I had no anaerobic system to "pump" me up the even short hills. The only way that I can force myself to run at less than 140 BPM HR is with the monitor... I just keep remembering the Mark Allen (triathelete) testimony: "8:15 pace training initally, led to 5:15 aerobic pace (mile reps...).
Omaha, enjoy the power as long as you can. I see no reason for you to use the monitor any other way than you have. It is a great recording tool. I am so glad that I remember my HR info from years ago (when you just slowed up a little and got your pulse at the carotid for 6's x 10). The digital age can really enhance your running.