rogermortimer wrote:
Is Dave Ramsey a finance guru? Not in terms of investments. But he is a personal finance force to be reckoned with. I don't agree with some of what he says, and indeed manage my own investments (and while I have index funds I manage to beat the indexes, not by a lot, but by an appreciable amount). But his focus on avoiding debt is so helpful for millions of middle class people. In a culture conditioned to the easy use of credit, he really helps people get things under control for so many. And his rants against student loans are to be heeded. They are absolutely deadly in terms of their terms and their capacity to keep the middle class down.
+1