About $200 in cash at the house, and about 20k in cash across checking and savings accounts. 33 yo.
About $200 in cash at the house, and about 20k in cash across checking and savings accounts. 33 yo.
430K in savings
1K in the house
31 years old. $9k in checking. $20 cash in wallet. $50 in coin jar. $5,000 in brokerage.
Everything else is in IRA/401k and home equity.
be honest please wrote:
Ok, l know people on here going to lie. But for real how much money can you get out of the bank and do you keep money in the house for emergency purposes? Like if you get your wallet stolen over the weekend or at night? And how old are you?
Looks like you are scoping out an easy target.
Why do you want to know?
A while back I realized that there are a few scenarios:
1) Natural disaster or terrorist attack. Power outage, panic buying …credit cards are useless … food, medical care, etc available to those who can pay cash. This is what happened in Aceh after the 2006 tsunami
2) Nuclear war or zombie apocalypse. Chaos, anarchy, no rule of law … need supplies and guns to survive. This hasn’t happened, at least not in the 1st world.
In case of #1, I keep $10,000 cash in my house.
If #2 happens, I’m f-Ed, but I wouldn’t want to live anyway.
DollaBillzYo wrote:
A while back I realized that there are a few scenarios:
1) Natural disaster or terrorist attack. Power outage, panic buying …credit cards are useless … food, medical care, etc available to those who can pay cash. This is what happened in Aceh after the 2006 tsunami
2) Nuclear war or zombie apocalypse. Chaos, anarchy, no rule of law … need supplies and guns to survive. This hasn’t happened, at least not in the 1st world.
In case of #1, I keep $10,000 cash in my house.
If #2 happens, I’m f-Ed, but I wouldn’t want to live anyway.
Cash will not be useful in either of those situations. Looting will start very early on and cash will mean nothing.
Ray Cyst wrote:
DollaBillzYo wrote:
A while back I realized that there are a few scenarios:
1) Natural disaster or terrorist attack. Power outage, panic buying …credit cards are useless … food, medical care, etc available to those who can pay cash. This is what happened in Aceh after the 2006 tsunami
2) Nuclear war or zombie apocalypse. Chaos, anarchy, no rule of law … need supplies and guns to survive. This hasn’t happened, at least not in the 1st world.
In case of #1, I keep $10,000 cash in my house.
If #2 happens, I’m f-Ed, but I wouldn’t want to live anyway.
Cash will not be useful in either of those situations. Looting will start very early on and cash will mean nothing.
I'd take that as an epic stock market buy signal and leverage to the max.
If things settle down, markets go up, you prosper.
If things collapse, the monetary system collapses, and the money is no good anyways (so debt would be meaningless).
One should not underestimate the importance of having a plan for all scenarios, including this one.
To those who have 10k or more in the house, could you please list your address and what times are you usually doing your grocery shopping?
Age 38
Checking $3,000
Savings $14,000 +500/month (Emergency / car / house fund)
House $0
$1.6M in brokerage
$12K in cash in bank
$50-$100 in the house.
Age 60 - retired.
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