................... wrote:
Do you pay zero tax? Seems to me post-tax you make about $30k. $2.5k/month. You then spend $2150 a month on housing and insurance.
That leaves a lot of discretionary income, especially if you have a wife and two kids like the OP does.
What state has 33% withholding? I am in MI and withholding adds up to only 18.9% right now.
Who doesn't know what fraction of their GROSS is their NET?