Let's play "would you rather"
Would you rather have a 140 IQ, slave away your entire life to get into Stanford Undergrad and then an elite MBA / Computer Science program, land an elite Silicon Valley job where you're working 80/hours a week for 15 years or more to save up for a down payment
OR
Drop out of high school and becoming a truck driver based in Dayton, OH - save for a a few years and decide you want to buy a house.
Because both life paths will get you the same home:
https://www.redfin.com/CA/San-Carlos/2780-Bromley-Dr-94070/home/1306458