I prefer unlined or lightly lined shells versus jackets per-say. I prefer to layer up.
The reason I prefer the unlined shells is because they don't really absorb anything. Like for example, I got a nice Hind Run 365 shell that I wear a lot all year long. Some of the key features is that it is water resistant (not proof), it's fairly breathable, stops wind, sleet, and snow for gathering up, and finally the best feature -- it keeps my back clean from sand, salt and mud! After it dries, I can simply shake it all off and good as new! I refer to it as my upper body shield. Kind of like wearing a plastic bag, but a very breathable plastic bag.
I also got a Brooks unlined shell too. But I like the Hind one because it's more reflective. Both cost me ~$80. Money well spent!