I'll go further.
When I was preparing to be the first in my family to go to college (fifth of six children) my father said "You can go to any college you're admitted to. Just understand I can't pay for it".
My parents were working class. Father's college dream was interrupted by WWII. His father died and his stepmother sold off his possessions while he was overseas. No funeral to attend or assets to inherit . But he defeated the Nazis and brought back a luger he took off a dead german soldier.
After the war he got married and got a job to support a family like most returning vets. College no longer in the cards. He and my mom were the primary caregivers for her mother and grandmother. And they raised six kids on one middle class income.
I received a small track scholarship AND worked throughout my college years. Graduated with some debt I took 10 years to pay off, but nothing crazy like today. I empathize with you about college costs these days. If I had kids I wouldn't go $100K in debt. Colleges are cesspools of leftist indoctrination these days anyway, top heavy with administrators and diversity officers. What quality of education do you get for more money? Trade schools are an alternative way to go. Frankly, i think we should implement a mandatory two years national service for all young people. Not a draft. But volunteer service for the country in some capacity, not necessarily military. Graduate high school at age 16 and then two years so you're still ready for college if you so choose at age 18. The two years would definitely allow some young people to mature and screw some heads on straight.
BTW, $175K annually is not wealthy these days. It gets you more in the midwest v the coasts, but college costs are what they are regardless of location.