Everything is paid off - house, kids' college, vehicles, etc
$860K in our companies' 401K's that wife and I can access penalty-free if we both retire from our respective companies as we are both over 55...will be subject to federal tax of course.
$330K in other investments
We live in a state that does not tax pension payments - so no state taxes, only federal
Monthly expenses upon retirement will be $4K per month (including company provided health insurance - which is bound to increase every year starting at $350 per month)
I've read some very savvy financial info from contributors on this site over the years (and of course, some not so savvy)
Any thoughts are appreciated.