How I'm getting hosed by Obamacare

You're complaining about saving the 3 or 4 thousand on insurance you didn't have to pay?

too good to know wrote:

You're complaining about saving the 3 or 4 thousand on insurance you didn't have to pay?

This makes no sense. I don't think he has insurance.

angry voter wrote:

My wife and I made a combined $45k this tax return.

I was a student for most of the year and could not afford additional insurance.

My new employer does not provide insurance.

We are now paying $1500/month to my student loans (34% of take home income). We want to be done paying them by the end of 2015.

Result: I'm paying 1% of my income to Obama. $450. That money was meant for my student loans.

I'm not happy about Obamacare either, but you are misstating a few things...

You CAN afford additional insurance, you are just CHOOSING to accelerate your payments on your student loans to pay them off early.

Life is all about choices. But don't say you "CAN'T" do something, when you're actually choosing not to.

Oh, and so you don't think I support Obamacare in any way - the mandate in Obamacare sucks, and is Unconstitutional.

wowzers wrote:

Unconstitutional.

The SCOTUS says otherwise.

wowzers you almost sound reasonable.

Please explain to me why Romneycare was ok and Obamacare is bad.

$450? You're getting off easy, freeloader.

Romneycare was okay and Obamacare is dumb.

I am a big believer in States rights. The only job the Federal government has is to protect it citizens from domestic and foreign enemies. Somehow this has evolved to the point that they are meddling in all aspects of our lives. The Founding fathers are rolling in their graves right now.

power to the states!

Can you explain why states are the right part of government to govern healthcare?

For example, can you explain why 50 different bureaucracies each duplicating many functions of the others is the right way to go?

Can you define or give examples of domestic enemies?

You won't get any sympathy here or change anyone's mind. The Obama-ites are gleeful about their ability to mess up your life and savor your agony.

How prior to Obamacare we were all getting hosed:

Government footed the bill for the un-insured that showed up for care at our cities emergency rooms. This came through large taxpayer funded block grants. It was also paid for to some extent through larger premiums of those that are/were insured. The result? A larger and larger piece of the annual federal deficit was for healthcare spending. That piece of the deficit is now shrinking and the cost is being pushed onto freeloaders like the OP and he and others complain because it's 'not fair'. His income would even qualify for a premium subsidy, yet the dude actually thinks he's being exploited for the benefit of others. SMH.

The liberals of Massachusetts wanted Romneycare. America didn't/doesn't want Obamacare.

kjndf34079 wrote:

Please explain to me why Romneycare was ok and Obamacare is bad.

kjndf34079 wrote:

Please explain to me why Romneycare was ok and Obamacare is bad.

You can move across the Massachusetts border to get away from Romneycare. Kinda ahard to leave the country.

hulksmash wrote:

How prior to Obamacare we were all getting hosed:

Government footed the bill for the un-insured that showed up for care at our cities emergency rooms. This came through large taxpayer funded block grants. It was also paid for to some extent through larger premiums of those that are/were insured. The result? A larger and larger piece of the annual federal deficit was for healthcare spending. That piece of the deficit is now shrinking and the cost is being pushed onto freeloaders like the OP and he and others complain because it's 'not fair'. His income would even qualify for a premium subsidy, yet the dude actually thinks he's being exploited for the benefit of others. SMH.

You have got to be kidding me.

I'm a freeloader for paying my own way through school, finding my own job, and making my own money? You have the gall to call me a freeloader and then suggest I take advantage of the government subsidy? Doesn't that sound hypocritical to you at all?

I don't qualify for a subsidy anyway because my annualized income is now too much. "Affordable" healthcare now means tossing $3-4k of my hard earned money to more insurance than I could possibly ever use.

Looks like you are getting hosed by your employer who won't provide coverage.

Maybe you are getting hosed on the interest on your student loans.

The Republican Congress wouldn't reduce the rates.

How about the school that charged so much for your education?

Or the state that wouldn't fund the school?

Your biggest complaint is a $450 annual fee for not providing adequate healthcare coverage for yourself?

And keep in mind that you put a burden on the taxpayers if you have a medical emergency that you can't pay for and don't have coverage for.

wowzers wrote:

angry voter wrote:

My wife and I made a combined $45k this tax return.

I was a student for most of the year and could not afford additional insurance.

My new employer does not provide insurance.

We are now paying $1500/month to my student loans (34% of take home income). We want to be done paying them by the end of 2015.

Result: I'm paying 1% of my income to Obama. $450. That money was meant for my student loans.

I'm not happy about Obamacare either, but you are misstating a few things...

You CAN afford additional insurance, you are just CHOOSING to accelerate your payments on your student loans to pay them off early.

Life is all about choices. But don't say you "CAN'T" do something, when you're actually choosing not to.

Well I'm so glad you have my finances figured out. Please tell me more about how I can squander my earning on useless government mandates.

No, I could not afford healthcare when I was a student, which was more than half the year. We were living paycheck to paycheck because we chose to pay my tuition costs out of pocket. But according to you, by choosing not go into more debt I was really just forgoing the wonderful opportunity of participating in Obamacare.

Right on. Nothing could ever happen to you. There is -0- possibility you could get cancer or have an accident. You definitely don't need insurance, insurance is for people who get sick or have accidents.

lkjsd27904 wrote:

Can you explain why states are the right part of government to govern healthcare?

For example, can you explain why 50 different bureaucracies each duplicating many functions of the others is the right way to go?

Can you define or give examples of domestic enemies?

Do you realize that the most basic difference between Republicans and Democrats, liberals and conservatives comes down to states rights vs federal rights?

This goes back as far as the founding of this nation. You need to understand that basic difference in order to understand 'the other side' (whichever side that may be).

To answer your question, the state governments represent a smaller population therefore are a better reflection of that population's wishes. Some states may want to regulate healthcare while others do not. To each their own.

angry voter wrote:

"Well I'm so glad you have my finances figured out. Please tell me more about how I can squander my earning on useless government mandates.

"No, I could not afford healthcare when I was a student..."

A useless mandate you took full advantage were student loans. UR a hypocrite.

angry voter wrote:

You have got to be kidding me.

I'm a freeloader for paying my own way through school, finding my own job, and making my own money? You have the gall to call me a freeloader and then suggest I take advantage of the government subsidy? Doesn't that sound hypocritical to you at all?

You pay into the system with your taxes but you're averse to receiving what would be a return of payment because it's now a 'government subsidy'? It's your own money ya simpleminded jag. You're obviously a man of high ideal, a regular stalwart of self-sufficiency what with the paying for school and finding a job thing you got going there. You're a pioneer, by god! Probably even did it a private school with no federal financial aid b/c you're such a badass. Why then draw the line of responsibility at school and job? Do you drive around without car insurance or is that idea okay even though it's also a law? Got over yourself.