Just had a car Accident: What happens now?

Non-Running

9 years ago 09/20/2014 6:36pm EDT

I had an accident at an intersection today. An old lady hit my car from the side. There was a guy who owns a pawn shop on the corner who said he saw the whole thing and he will serve as a neutral witness as he saw my light was green and the old lady ran the red light. No one was hurt, thankfully, but what do I do now? I'm not too down about it, my car was 16 years old and I only paid 1k for it. But I'm more curious about the process, who ultimately determines who is responsible for the wreck? Does having somebody who actually saw the wreck on my side help? I don't know if this is relevant, but I was alone in my car. The old lady had two young people in her car, a guy and a girl. Immediately after the accident, the girl ran away from the scene because she had a warrant for her arrest.

9 years ago 09/20/2014 6:43pm EDT

re: Diene

It's called an accident report.

9 years ago 09/20/2014 6:47pm EDT

re: Diene

Diene wrote:
I had an accident at an intersection today. An old lady hit my car from the side. There was a guy who owns a pawn shop on the corner who said he saw the whole thing and he will serve as a neutral witness as he saw my light was green and the old lady ran the red light. No one was hurt, thankfully, but what do I do now? I'm not too down about it, my car was 16 years old and I only paid 1k for it. But I'm more curious about the process, who ultimately determines who is responsible for the wreck? Does having somebody who actually saw the wreck on my side help? I don't know if this is relevant, but I was alone in my car. The old lady had two young people in her car, a guy and a girl. Immediately after the accident, the girl ran away from the scene because she had a warrant for her arrest.

File charges against the girl for leaving the scene of an accident.

9 years ago 09/20/2014 6:48pm EDT

re: Straw M Thoroughman

Okay, who makes the accident report? The policemen? The policemen told us the insurance company would make the decision.

9 years ago 09/20/2014 6:54pm EDT

re: messi

messi wrote:
File charges against the girl for leaving the scene of an accident.

The police caught her and brought her back to the scene, do I still file charges?

9 years ago 09/20/2014 7:07pm EDT

re: Diene

Can you get the cop on here? I'd like to talk to him.

9 years ago 09/20/2014 7:33pm EDT

re: Diene

The passenger cant be charged for leaving the scene.

Troll.

9 years ago 09/20/2014 7:35pm EDT

re: Diene

What happens now? You buy a bike, or start walking, maybe you'll lose a couple pounds.

9 years ago 09/20/2014 7:54pm EDT

re: Larry G

I cant imagine the old lady's insurance company wont pay for the damages. If it's totaled the insurance company will offer you what they think the car is worth. Don't tell them what the car cost you, that doesn't matter. If it was running, wasn't all rusted out and had 4 decent tires they'll probably give you more than 1000. Depending on the state you live in they may offer you several hundred to a few thousand to sign a release so you can't sue them later for injuries.

I was going to make fun of you but you're only 16, I've been an insurance adjuster for 24 years (property not auto). Some person with a shitty job and a shitty life (like me) is going to get your claim. They're not going to low ball you but they aren't going to overpay either. When the make you an offer, If you think it's fair then take it, if not I promise there's wiggle room for more if you have a good argument. It's not worth the adjusters time to argue weeks over 1000 bucks to get a claim off their desk. The problem for you is they are dealing with a 16 year old, they expect you to just say "okay" to whatever they say. Maybe have your dad or someone whose been around the block to talk to the adjuster.

9 years ago 09/20/2014 7:58pm EDT

re: seriously....

Sorry, not wearing my glasses...if you're not 16 then I will make fun of you. Hopefully this will make you get your life in order because you're driving a $1000 car and freaking out over an auto accident. This is something a dude should just know how to handle....so handle it.

9 years ago 09/20/2014 8:02pm EDT

re: Diene

Well, you did the most important thing fist.

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Just had a car Accident: What happens now?

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