$50K where to invest?

Mutual Funds. Find one with a consistent annual return and leave your money there.

Vanguard Mutual Funds have very low fees, with all the standard options depending on how risk-favorable you are.

I love their investors-first philosophy.

Your best bet is to find a good mutual fund, put the money in it, and "forget about it" for decades.

I put some money in Gabelli ($GABEX) a few years go and have made great returns. Mutual funds are definitely the way to go.

BUT

I'd wait for the dip in the market that will likely be a result of Russian/UK/Mideast relations

Best of luck

you can buy a new home with 50k cheeseburgers?

Prostitutes and blow.

Bitcoin, son!

Get jiggy wit' it!

Try the bogleheads forum, not let's run:

http://www.bogleheads.org/

Bogle is the founder of Vanguard Funds. As others pointed out we're talking low fees, well diversified index funds. This avoids getting raped by active fund managers.

Read some of their wiki:

http://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy

Most importantly be ready to not panic the swings. If your $50k drops to $40k the worst you can do is sell. Anyone who stayed put in 2008/2009 has made a giant return since then. It's all about long term patience.

Read first, invest second.

Put it all in Tesla. The man is a genius--the Thomas Edison of our time.

Ebenezer wrote:

Bitcoin, son!

Get jiggy wit' it!

digital currency is interesting but bitcoin is complete crap...transactiontimes are slow etc. it's like first of the species but completely primitive

lights and clones. The ROI is outrageous.

Bogle wrote:

Try the bogleheads forum.

I've been on that forum for awhile, but it's run by a 24 year old hothead now and has gone way downhill. You either want to invest in Vanguard funds, or else he belittles you and runs you off the forum, which is not what happened to me, I'm still there but have seen it happen many times to others. Likewise, the Vanguard funds have not performed very well, since Jack Bogle retired, and there are many better options. Never sign up with Vanguard, as they have terrible service.

EWJ

BRK/B

DXJ

SPY

VTI

I made my own portfolio back in 2008. Then I made another one a few years later. Here it is:

Portfolio One

Style Symbol Exp Ratio Portfolio %

(LG) Large Cap Growth VUG 0.11 15

(LV) Large Cap Value VTV 0.11 15

(SG) Small Cap Growth VBK 0.12 5

(SV) Small Cap Value VBR 0.12 15

(LB) Large Cap Blend VWO 0.30 15

(LV) Large Cap Value EFV 0.40 15

(SG) Small Cap Growth IFSM/IEUS 0.50 5

(SV) Small Cap Value SCZ 0.40 15

Portfolio breakdown

U.S. 50% | INT 50%

Large 60% | Small 40%

LG/LB 50% | LV 50%

SG/SB 25% | SV 75%

Portfolio Two

The First Four: Brazil (EWZ), Russia (RSX), India (INP), China (GXC)

The Next Six: Indonesia (IDX), Turkey (TUR), Egypt (EGPT), Mexico (EWW), Philippines (EPHE), South Africa (EZA)

The Other Ten: Colombia (COLX), Thailand (THD), Malaysia (EWM), Peru (EPU), Chile (ECH), Taiwan (EWT), South Korea (EWY), Argentina (ARGT), Nigeria (NGE), Vietnam (VNM)

$5,000 in each ETF

You will be a millionaire like me in about 8 years.

VWENX

5 star Morningstar

.18 expense ratio

track record

look at when it originated

BTW, I use Vanguard but don't frequent the Bogleheads thread. Never had a bad service issue. Just the opposite.

I love these posts. The first portfolio tracks the major indicies in the most expensive way possible, with only nominal diversification. The second is the most expensive way to lose money in the last few years.

OP, use one passive mutual fund. If you want some real diversification, a short term bond fund. But, those might get hammered coming up. Maybe a TIPS bond instead. I like an income component to the funds I choose.

Good luck.

Vanguard total stock market fund admiral shares

Has like a 0.05 expense ratio

Don't chase based on Morningstar ratings or of past performance of mutual funds - bad idea

Keep it in cash until late 2017. Better options will be available then.

Plastics

LsdGR wrote:

Vanguard total stock market fund admiral shares

Has like a 0.05 expense ratio

Don't chase based on Morningstar ratings or of past performance of mutual funds - bad idea

For those of you who are curious, here are the #'s of Wellington vs VTSAX (sort of like TrackBot):

Wellington Vanguard Total Stock Market (BTSAX

1Y 12.03% 14.98%

3Y 8.01 10.42

5Y 11.60 16.30

10Y 7.23 7.53

Since 2001 7.32 5.68

Yield 2.51 1.98

Full disclosure: I own both. Also, this poster says "don't chase based on Morningstar or past performance of mutual funds;" I would be more inclined to agree with you regarding individual stocks but funds or etfs of this sort already incorporate a certain level of diversification that has withstood the test of time. After all, Wellington was founded in 1929. And, by the way, has held a Morningstar 5 star rating for eons.

Of course, the ultimate test is to compare these funds long-term against the benchmarks (which I have done) but whoever is interested can do so on their own time.