Truthiness wrote:
Sounds like somebody lost a ton of money playing stock market.
HA HA HA HA HA HA!!!!
Seriously that made me laugh out loud. Not because I'm saying I didn't (because my portfolio went down a bit in 2008 like everyone's), but because it's funny that you would say so in hopes of bothering me. Pretty funny. And, as I've long said, as long as you don't sell, you've not lost anything. I was UP just under 9% in 2007, lost 39% in 2008 and so far as of today I'm up 22.5% in 2009. Big deal. I'm down a good portion still from the high in October 2007, but it's not like I was going to retire in October 2007. I've got 16+ years left. Besides, everything I've put in during this bad time will just provide big returns for me down the line.
Back to Subway and saving money. The reason I've been able to invest as much as I have is because I don't waste money. Two $5 subs a day every day is $3650 a year for one person. That would be $14,400 for my family of 4 each year. Seeing how this didn't even count for breakfast and toiletries and other things you might buy at the grocery store, that's a LOT of money per year on food. We spend half that per month at the grocery store, and that is for everything we need from there.
Wasting money is for people who don't want to be in control of their money.