$4k on my student loans
$10k on my credit cards
my wife:
$42k of student loans
$19k of credit cards
Wife's car is paid off. No mortgage. I take the bus to work.
Been putting my wife through school. About to have dual incomes. Should be able to pay off both of our credit cards in two years.
Zero debt, rent, single, 29 years old...just enjoying life.
I'm 35 and have never really been in debt before I purchased my house a few years ago. Never have had a car payment. Never didn't pay off credit cards every month. I've just never been comfortable with spending money that I don't have.
I didn't go to college so that probably has something to do with it. Although, part of the reason I didn't go is because I knew I had no idea what I wanted to do and was afraid to go into debt to do it. I figured at some point I wanted to run my own business of some sort so college wasn't going to deter me from that.
Things have worked out. Who knows though? Maybe I would have been better off with heaps of debt and a degree.